Protection
Life insurance
Life insurance is designed to protect your dependents in the event something happens to you. As with other types of insurance, there are options for coverage types and amounts. Iron Mountain offers life insurance benefits through Lincoln Financial to help you plan for the future.
Not sure how much coverage you need? Use these guidelines to help.
Short- and Long-Term Disability
Iron Mountain pays the full cost of basic Short-Term Disability (STD) and basic Long-Term Disability (LTD) benefits for full-time Mountaineers scheduled to work 30 or more hours per week. So, if you have a qualified medical condition or injury, you’ll have a source of income while you recover.
Beneficiaries
What is a beneficiary? Find out in under a minute!
Having a beneficiary assigned to your accounts is an important step you don’t want to miss. In the event something happens to you, you want to ensure your loved ones are protected and receive the assets you intend for them to have. If you’ve had a recent life event, such as marriage, divorce, or welcoming a child, it’s a good time to check who is listed as your beneficiary and update it, if necessary.
Iron Mountain 401(k) Retirement Plan – Designate or update in Fidelity NetBenefits® > Profile > Beneficiaries.
Life and Accidental Death and Dismemberment (AD&D) Insurance – Designate or update in myMAP > IMBenefits > My Profile > Beneficiaries
Health Savings Account (HSA) – Designate or update in Fidelity NetBenefits® > Accounts & Benefits > Health Savings Account > Update Beneficiaries.
Flexible Spending Account (FSA) – Designate or update in Fidelity NetBenefits® > Accounts & Benefits > Update Your Beneficiaries.
Estate planning
While estate planning can be complex, having a strategy in place for your assets can give you and your loved ones peace of mind. This article walks you through the basics, including documents you’ll need to create your plan, tips for maximizing your assets, and how to navigate taxes.
Need more support? Resources for Living can help you prepare basic estate documents and other legal forms. For additional support, you can enroll in MetLife Legal Plans for access to attorneys who can further assist with your estate planning.
Identity theft protection
Financial scams are more prevalent than ever. Scammers can get access to your personal information through things like email and social media, then use that information to commit financial fraud. Review these tips to avoid the most common financial scams. You can enroll in added protection through the Identity Protection benefit offered through Norton LifeLock.
Account security
Keep your Fidelity account up-to-date, accurate, and protected with this checklist. Use these tips to keep your other accounts secure, as well.
Additional insurance
There are many types of insurance that can help you stay protected against the unexpected.
Through Iron Mountain, you have access to:
- Critical Illness and Accident Insurance – This insurance pays you a lump sum to help cover out-of-pocket costs associated with an unexpected illness or injury. You can use the money to cover deductibles, coinsurance, lost wages, and more.
- Hospital indemnity plan – You can elect a voluntary hospital indemnity plan that pays a lump sum if you or a covered dependent is hospitalized for reasons such as illness, injury, or pregnancy.
- Life and Accidental Death and Dismemberment (AD&D) Insurance – Life insurance benefits are paid to your covered beneficiaries in the event of death, and AD&D pays benefits in the event of accidental death or dismemberment.
- Short- and Long-Term Disability – This insurance provides a source of income in the event you are unable to work due to a qualified medical condition or injury.
- Auto and Home Choice Program – Get quotes from multiple carriers so you can choose the coverage and price that’s right for you. In addition to auto and home or renters’ insurance, you can get quotes on coverage for everything from boats and RVs to jewelry and artwork.
- Pet insurance – Vet bills can be very expensive, especially if you aren’t prepared. Pet insurance can reimburse you for eligible vet bills, and the coverage is flexible based on your needs.
- Identity protection – This coverage through Norton LifeLock Benefit Plans provides an all-in-one solution to help protect you from identity theft, including alerts to possible identity threats, the ability to proactively lock accounts, and if your identity is stolen, you'll have coverage and a dedicated restoration agent to help fix it.
Financial Wellness Check-up
Start your journey with the Financial Wellness Check-up to evaluate your current financial health and what you need to stay on the right path. As you work through your financial journey, be sure to check back to track your progress.
Learn about financial wellness and how regularly checking in on your finances can help you stay on the right track with your money goals.
Budget
Making a plan for your money and your spending empowers you to know where your money is going. Budgeting can seem like an overwhelming task, but it can be as simple as making a list of money in vs. money out.
Debt
Learn how to comfortably manage debt with suggestions for a plan to help improve peace of mind as you move toward achieving your financial goals.
Saving
No matter what you’re saving for, being a strong saver can make a big difference down the road.
Moments that matter
From your family, to your home, to your health and retirement, get help with the decisions you face when life happens. Go now >
Iron Mountain offers a variety of benefits and resources to support your wellbeing and that of your family. Explore now >
Contact Fidelity
Fidelity representatives are available to answer your financial wellness questions, big or small. Call 800-835-5095, Monday through Friday, from 8:30 a.m. to midnight ET or visit Fidelity NetBenefits®.
Resources for Living
We all face challenges. Whatever the situation, you can turn to Resources for Living to help you thrive in life.